Terms & Conditions

By accessing and using this website, you agree to the following terms and conditions. Please read them carefully before using our services.

1. Nature of Services

Ipsita Insurance Services Pvt. Ltd. provides insurance advisory, comparison and facilitation services. Insurance is the subject matter of solicitation. All policies are issued by the respective insurance companies, and coverage is governed solely by the terms, conditions and exclusions of the policy documents issued by those insurers.

2. Information on This Website

Content on this website — including articles, guides, premium indications and coverage descriptions — is provided for general information and education only. It does not constitute a binding offer, financial advice for your specific situation, or a substitute for reading your policy documents. Plan features, premiums and benefits change; please confirm current details with our advisors before purchase.

3. Quotes and Proposals

Quotes shared by our team are indicative and subject to the insurer’s underwriting, medical examinations where applicable, and accurate disclosure by the proposer. Non-disclosure or misrepresentation of material facts may result in claim rejection or policy cancellation by the insurer.

4. Claims Assistance

We provide claims coordination and assistance as a service commitment. The decision to admit, partially admit or reject any claim rests solely with the insurance company under the terms of the policy. While we advocate vigorously for our clients, we cannot guarantee claim outcomes.

5. Intellectual Property

All content, design elements and branding on this website are the property of Ipsita Insurance Services Pvt. Ltd. or their respective owners. Insurer names and logos belong to their respective companies and are displayed to indicate partnership or product availability only.

6. Limitation of Liability

To the maximum extent permitted by law, Ipsita Insurance Services Pvt. Ltd. shall not be liable for any indirect or consequential loss arising from the use of this website or reliance on its general content. Nothing on this site limits liabilities that cannot be excluded under applicable law.

7. External Links

This website contains links to third-party websites, including insurer portals and social media platforms. We are not responsible for the content, availability or practices of those websites.

8. Governing Law

These terms are governed by the laws of India, and any disputes shall be subject to the exclusive jurisdiction of the courts of New Delhi.

9. Contact

Ipsita Insurance Services Pvt. Ltd.
505, 5th Floor, Mansarover Building, Nehru Place, New Delhi – 110019
Phone: +91-9311243104 · Email: operations@ipsitainsurance.com