Structure, contents, jewellery, appliances — complete household protection for less than the cost of a dinner per month.
Indians insure their cars because the law demands it — yet leave their biggest asset, the family home, completely unprotected. Fire, earthquake, burglary or a burst pipe can cause damage worth lakhs; home insurance covers all of it for a surprisingly small premium.
We arrange Bharat Griha Raksha and comprehensive householder packages that cover both the structure and everything inside it. Tenants can insure contents alone; landlords can add loss-of-rent cover. Our advisors assess your actual rebuild cost so you're never underinsured.
Transparency first — know exactly where you stand before you sign anything.
From the first call to claim settlement — a concierge experience at every step.
Built-up area, construction cost and contents value — estimated in one call.
Structure on rebuild cost, contents on market value — no over- or under-insurance.
Minimal documentation; no pre-inspection needed for most homes.
Surveyor visits arranged fast, and we negotiate your settlement fairly.
What clients say on Google about our home insurance advisory and claims support.
“After a kitchen fire, their team had a surveyor at our flat in 48 hours and the settlement covered repairs fully. I didn't even know home insurance was this affordable.”
Structure cover is based on rebuild cost (area × construction rate), not market price — which makes premiums remarkably low. Contents are valued separately. A ₹50 lakh structure cover can cost under ₹2,500 a year.
You can't insure the structure (that's the owner's), but you can — and should — insure your contents: furniture, electronics, appliances and valuables against fire, theft and calamities.
Yes — Delhi's seismic zone IV status makes earthquake cover essential, and it's included in the Bharat Griha Raksha standard product and the comprehensive packages we recommend.
Yes, up to declared limits. High-value jewellery should be specifically declared with valuation certificates. We structure this properly at proposal so claims never get disputed.
Most policies restrict cover if a home is unoccupied for 30–60 consecutive days. If you travel frequently or own a second home, tell us — we'll pick a policy with lenient unoccupancy terms.
Share a few details and a certified advisor will call you back within one working hour — with honest comparisons, not sales pressure.
505, 5th Floor, Mansarover Building, Nehru Place, New Delhi – 110019
Your request has been received. A certified advisor will call you within one working hour.
Fire, liability, marine, group health, keyman cover — risk management designed for SMEs, traders, manufacturer…
ExploreComprehensive covers, zero-depreciation add-ons and same-day renewals across Digit, Bajaj Allianz, HDFC ERGO, …
ExploreTerm plans, guaranteed savings, ULIPs, retirement solutions — we architect life cover around your income, liab…
ExploreGet a free, no-obligation consultation with a certified advisor. We compare, you decide.
