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Business Insurance

You Build the Business. We Build the Safety Net.

Fire, liability, marine, group health, keyman cover — risk management designed for SMEs, traders, manufacturers and professionals across Delhi NCR.

Business owners reviewing commercial insurance coverage
22+Years of Expertise
Overview

Every Business Risk, Mapped and Covered

A single fire, lawsuit or key employee's medical emergency can undo years of enterprise. Yet most SMEs are either uninsured or hold generic policies that don't match their actual risks — discovered only when a claim is rejected.

Our corporate desk begins with a risk audit of your premises, stock, liabilities and people. Then we design a portfolio — shop package, fire & burglary, marine transit, professional indemnity, group mediclaim, workmen's compensation — from insurers with strong commercial claim records like TATA AIG, ICICI Lombard, Bajaj Allianz and Reliance General.

Coverage Details

What’s Covered & What’s Not

Transparency first — know exactly where you stand before you sign anything.

What’s Covered

  • Fire & special perils for premises and stock
  • Burglary and money-in-transit cover
  • Shopkeeper & office package policies
  • Marine / transit insurance for goods
  • Group health & personal accident for employees
  • Workmen's compensation (statutory)
  • Professional indemnity & public liability

Common Exclusions

  • Losses from unrecorded or undeclared stock
  • Willful non-compliance with safety norms
  • Consequential loss (unless specifically covered)
  • Pre-existing legal disputes
  • Fraud by proprietors themselves
Our Process

How It Works

From the first call to claim settlement — a concierge experience at every step.

Step 01

On-Site Risk Audit

We visit your premises, understand operations and map every insurable risk.

Step 02

Portfolio Design

A layered program that prioritizes high-impact risks within your budget.

Step 03

Negotiated Placement

Our 22-year insurer relationships earn you better terms and premiums.

Step 04

Dedicated Account Manager

Renewals, endorsements, claims — one person who knows your business.

Google Reviews

Business Insurance Client Stories

What clients say on Google about our business insurance advisory and claims support.

4.9 Based on 180+ Google reviews
Vikram SethiVerified Client

“They audited our Nehru Place office and restructured our fire, burglary and group health covers — better protection at 20% lower premium. Our account manager is outstanding.”

Business Insurance Posted on Google
Shalini GuptaVerified Client

“Group mediclaim for my 34 employees was set up in a week. Claims desk responds within minutes. Ipsita treats our small company like a corporate client.”

Business Insurance Posted on Google
FAQs

Frequently Asked Questions

Workmen's compensation for employees in manual roles, motor third-party for company vehicles, and specific covers by industry (e.g., professional indemnity for certain professions). Beyond legal minimums, fire and liability covers are practically essential — we'll map exactly what applies to you.

Through fire & burglary policies on a declared-value basis. Fluctuating stock can be insured on declaration basis so you pay premium only on actual monthly values. Accurate stock records are key — we set that structure up with you.

For SMEs, group mediclaim starts at surprisingly low per-employee costs and dramatically improves retention. Premiums depend on age profile, sum insured and family inclusion — we'll quote your exact roster within days.

A life policy the company buys on a critical person — founder, top salesperson, technical lead — whose loss would materially hit revenue. The company pays premiums and receives the benefit, protecting continuity and creditors.

Fully. From intimation and surveyor coordination to documentation and settlement negotiation, our corporate claims desk drives the process — because a delayed commercial claim hurts cash flow every single day.

Free Consultation

Tell Us What You Need Protected

Share a few details and a certified advisor will call you back within one working hour — with honest comparisons, not sales pressure.

Call Us Directly+91-9311243104
Visit Our Office

505, 5th Floor, Mansarover Building, Nehru Place, New Delhi – 110019

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