“They audited our Nehru Place office and restructured our fire, burglary and group health covers — better protection at 20% lower premium. Our account manager is outstanding.”
You Build the Business. We Build the Safety Net.
Fire, liability, marine, group health, keyman cover — risk management designed for SMEs, traders, manufacturers and professionals across Delhi NCR.
Every Business Risk, Mapped and Covered
A single fire, lawsuit or key employee's medical emergency can undo years of enterprise. Yet most SMEs are either uninsured or hold generic policies that don't match their actual risks — discovered only when a claim is rejected.
Our corporate desk begins with a risk audit of your premises, stock, liabilities and people. Then we design a portfolio — shop package, fire & burglary, marine transit, professional indemnity, group mediclaim, workmen's compensation — from insurers with strong commercial claim records like TATA AIG, ICICI Lombard, Bajaj Allianz and Reliance General.
What’s Covered & What’s Not
Transparency first — know exactly where you stand before you sign anything.
What’s Covered
- Fire & special perils for premises and stock
- Burglary and money-in-transit cover
- Shopkeeper & office package policies
- Marine / transit insurance for goods
- Group health & personal accident for employees
- Workmen's compensation (statutory)
- Professional indemnity & public liability
Common Exclusions
- Losses from unrecorded or undeclared stock
- Willful non-compliance with safety norms
- Consequential loss (unless specifically covered)
- Pre-existing legal disputes
- Fraud by proprietors themselves
How It Works
From the first call to claim settlement — a concierge experience at every step.
On-Site Risk Audit
We visit your premises, understand operations and map every insurable risk.
Portfolio Design
A layered program that prioritizes high-impact risks within your budget.
Negotiated Placement
Our 22-year insurer relationships earn you better terms and premiums.
Dedicated Account Manager
Renewals, endorsements, claims — one person who knows your business.
Business Insurance Client Stories
What clients say on Google about our business insurance advisory and claims support.
“Group mediclaim for my 34 employees was set up in a week. Claims desk responds within minutes. Ipsita treats our small company like a corporate client.”
Frequently Asked Questions
Workmen's compensation for employees in manual roles, motor third-party for company vehicles, and specific covers by industry (e.g., professional indemnity for certain professions). Beyond legal minimums, fire and liability covers are practically essential — we'll map exactly what applies to you.
Through fire & burglary policies on a declared-value basis. Fluctuating stock can be insured on declaration basis so you pay premium only on actual monthly values. Accurate stock records are key — we set that structure up with you.
For SMEs, group mediclaim starts at surprisingly low per-employee costs and dramatically improves retention. Premiums depend on age profile, sum insured and family inclusion — we'll quote your exact roster within days.
A life policy the company buys on a critical person — founder, top salesperson, technical lead — whose loss would materially hit revenue. The company pays premiums and receives the benefit, protecting continuity and creditors.
Fully. From intimation and surveyor coordination to documentation and settlement negotiation, our corporate claims desk drives the process — because a delayed commercial claim hurts cash flow every single day.
Tell Us What You Need Protected
Share a few details and a certified advisor will call you back within one working hour — with honest comparisons, not sales pressure.
505, 5th Floor, Mansarover Building, Nehru Place, New Delhi – 110019
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