A mediclaim policy is only as good as its claim experience. We choose insurers with the fastest settlement records — and stand beside you when it matters.
A mediclaim policy reimburses hospitalization expenses up to your sum insured — it is the simplest, most affordable way to shield your savings from medical shocks. But policies differ enormously in room-rent caps, co-payment clauses, sub-limits and exclusions hidden in the fine print.
Our advisors read that fine print for a living. Since 2004 we have matched thousands of individuals, families and senior citizens with mediclaim covers that actually pay when needed — and our claims desk personally follows up every cashless authorization and reimbursement file.
Transparency first — know exactly where you stand before you sign anything.
From the first call to claim settlement — a concierge experience at every step.
Already insured? We audit your existing mediclaim for gaps, caps and co-pay traps — free.
We compare sums insured, premiums and claim ratios across leading insurers.
We complete the proposal, medicals and documentation on your behalf.
One call to our desk and we drive the claim to settlement — cashless or reimbursement.
What clients say on Google about our mediclaim policy advisory and claims support.
“My father's angioplasty claim was settled cashless within hours because the Ipsita team coordinated everything with the hospital. This is what real advisory looks like.”
“They compared six health plans for my family and explained every waiting period honestly. Zero pressure, complete clarity. Highly recommended for anyone in Delhi NCR.”
“Ported my old mediclaim to a better insurer without losing waiting-period credits. The comparison sheet they shared was more transparent than any website I've seen.”
Mediclaim traditionally covers hospitalization expenses on a reimbursement or cashless basis up to the sum insured. Comprehensive health insurance can add benefits like restoration of cover, wellness rewards, OPD and critical-illness riders. We help you decide which structure suits your needs and budget.
Usually yes — one sum insured is shared by the whole family, which lowers premium. It works best when members are young and healthy; for senior parents we typically recommend a separate policy so one claim doesn't exhaust the family's cover.
Discharge summary, final hospital bill, payment receipts, investigation reports and the claim form. In a cashless claim at a network hospital, most of this is handled between hospital and insurer — we coordinate it for you.
Yes. Several insurers now offer entry up to age 65–75 with tailored senior plans. Premiums are higher and medical tests may apply, but we regularly place covers for parents in their 60s and 70s.
A co-pay means you bear a fixed percentage of every claim (often 10–20%). Policies with co-pay look cheaper but cost more at claim time. We always disclose co-pay clauses upfront and prefer zero co-pay plans where possible.
Share a few details and a certified advisor will call you back within one working hour — with honest comparisons, not sales pressure.
505, 5th Floor, Mansarover Building, Nehru Place, New Delhi – 110019
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