Maternity insurance rewards those who plan early. Talk to us before you start your family and we'll make sure every milestone is covered.
Delivery costs at good private hospitals in Delhi NCR now range from ₹80,000 to well over ₹2.5 lakh for complicated or C-section deliveries — before you count NICU charges if your newborn needs special care.
Maternity benefits come with waiting periods of 9 months to 4 years, which is why timing is everything. We help couples choose plans with the shortest waiting periods, meaningful delivery limits and automatic newborn cover from day one.
Transparency first — know exactly where you stand before you sign anything.
From the first call to claim settlement — a concierge experience at every step.
Ideally 1–2 years before starting a family — we'll map waiting periods honestly.
Delivery limits, newborn cover and NICU benefits differ hugely between insurers.
We structure personal + corporate maternity benefits so nothing is wasted.
Our team pre-authorizes the hospital before your due date — you focus on the baby.
What clients say on Google about our maternity insurance advisory and claims support.
“My father's angioplasty claim was settled cashless within hours because the Ipsita team coordinated everything with the hospital. This is what real advisory looks like.”
“They compared six health plans for my family and explained every waiting period honestly. Zero pressure, complete clarity. Highly recommended for anyone in Delhi NCR.”
“Ported my old mediclaim to a better insurer without losing waiting-period credits. The comparison sheet they shared was more transparent than any website I've seen.”
Anywhere between 9 months and 4 years depending on the insurer and plan. A few group and new-generation plans offer shorter waits — this is exactly the comparison we do for you free of charge.
In good maternity plans, yes — the baby is covered from day one until the first renewal, including NICU care and congenital conditions as per policy terms. We only recommend plans with meaningful newborn benefits.
Corporate covers typically cap maternity at ₹50,000–₹75,000 and vanish if you change jobs. A personal plan is yours forever. We often blend both so your out-of-pocket cost approaches zero.
Yes — conditions like gestational diabetes, pre-eclampsia and emergency C-sections are covered under hospitalization in most plans we recommend, even where routine delivery has sub-limits.
Unfortunately no insurer covers an existing pregnancy — it's treated as pre-existing. But you can still cover complications and newborn care through other structures; call us and we'll guide you honestly.
Share a few details and a certified advisor will call you back within one working hour — with honest comparisons, not sales pressure.
505, 5th Floor, Mansarover Building, Nehru Place, New Delhi – 110019
Your request has been received. A certified advisor will call you within one working hour.
One hospitalization should never undo years of savings. We compare plans from India's leading insurers and han…
ExploreFrom your first job to your retirement years — medical cover that grows with you, arranged by advisors who kno…
ExploreTerm plans, guaranteed savings, ULIPs, retirement solutions — we architect life cover around your income, liab…
ExploreGet a free, no-obligation consultation with a certified advisor. We compare, you decide.
