Health, life, motor, travel, home and business insurance — compared across India’s leading insurers and tailored to your life by certified advisors. Services beyond standards, claims beyond promises.
Trusted Partnerships With India’s Leading Insurers
Founded on 4 August 2004 by Pavan Sachdev, Ipsita Insurance Services began with one conviction — that insurance should be advised, not sold. Today, 9,200+ families and businesses trust us to compare the market honestly, design covers around their lives, and fight for every claim as if it were our own.
“Services Beyond Standards”Pavan Sachdev — Founder & Managing Director
Our StoryNine specialized practices under one roof — so your protection never has gaps or overlaps.
Cashless cover at 10,000+ hospitals, compared across top insurers — because one hospitalization shouldn’t undo years of savings.
Learn MoreTerm plans, savings and retirement solutions that replace your income for the people who depend on it.
Learn MoreCar and bike covers with zero-depreciation, cashless garages and same-day renewals.
Learn MoreStraightforward hospitalization cover with the industry’s smoothest claim experience.
Learn MoreLayered protection — base plans, super top-ups and critical-illness riders for every life stage.
Learn MoreDelivery, newborn and NICU cover — planned early so every milestone is protected.
Learn MoreSchengen-compliant policies and 24×7 global assistance, issued within hours.
Learn MoreStructure, contents and valuables protected against fire, theft and calamities.
Learn MoreFire, liability, marine and employee benefits — risk management for SMEs and corporates.
Learn MoreBuying insurance is one moment. Being genuinely protected is a relationship — here’s everything we do to earn it.
We audit your existing covers for gaps, caps and overlaps — free, before recommending anything.
Our in-house desk coordinates hospitals, surveyors and insurers until your claim is settled.
We map every insurable risk in your life or business so nothing important is left exposed.
Riders, top-ups and sums insured tuned to your family, budget and stage of life.
Plain-English guidance and free webinars so you understand exactly what you’re buying.
Monthly, quarterly or annual premium structures aligned to your cash flow.
Call, WhatsApp or walk in. A real advisor answers — especially when you need one most.
Proactive reviews and renewal reminders so a lapse or shortfall never catches you off guard.
We are independent advisors — we compare 18+ insurers and recommend what suits you, never what pays us more.
An in-house claims desk coordinates hospitals, surveyors and insurers — you make one call, we do the rest.
Two decades of documented service excellence — the same advisor relationships passed down through generations of families.
Markets change, lives change. Every policy we place is re-examined annually at no cost — so your cover never falls behind.
Call, WhatsApp or walk into our Nehru Place office — a real advisor answers, not an IVR maze.
A claim is the only reason insurance exists. Here’s how simple we make the moment that matters most.
One phone call or WhatsApp message to our claims desk — no forms to decode, no helplines to chase.
We arrange cashless approval or the surveyor, compile the paperwork, and negotiate directly with the insurer.
We stay on the file until the settlement reaches you or the hospital — fairly and on time.
Real experiences from families and businesses we protect — straight from our Google Business Profile.
“My father's angioplasty claim was settled cashless within hours because the Ipsita team coordinated everything with the hospital. This is what real advisory looks like.”
“They compared six health plans for my family and explained every waiting period honestly. Zero pressure, complete clarity. Highly recommended for anyone in Delhi NCR.”
“Pavan ji personally calculated my term cover based on my loans and my daughter's education. I finally feel my family is truly secure. Exceptional service since 2016.”
“After my husband's demise, the Ipsita team handled the entire claim process. We received the settlement in 12 days without visiting a single office. Forever grateful.”
“Car flooded in monsoon — one WhatsApp message and they arranged the surveyor, cashless garage and full claim. Renewal premiums are always cheaper than online portals too.”
“Been renewing three family vehicles here for 8 years. NCB transfers, zero-dep claims, everything handled without me chasing anyone. True professionals.”
“Got our Schengen-compliant policy within 3 hours for our visa appointment. When my luggage was lost in Frankfurt, the claim was paid before we even returned home!”
“My parents (68 and 72) travelled to the US — Ipsita found senior-friendly cover when other agents refused. 24×7 support gave us complete peace of mind.”
“After a kitchen fire, their team had a surveyor at our flat in 48 hours and the settlement covered repairs fully. I didn't even know home insurance was this affordable.”
“They audited our Nehru Place office and restructured our fire, burglary and group health covers — better protection at 20% lower premium. Our account manager is outstanding.”
“Group mediclaim for my 34 employees was set up in a week. Claims desk responds within minutes. Ipsita treats our small company like a corporate client.”
“Ported my old mediclaim to a better insurer without losing waiting-period credits. The comparison sheet they shared was more transparent than any website I've seen.”
Certified professionals who treat your policies like their own family’s.
Health
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Life
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Planning
Guaranteed plans, ULIPs or mutual funds? A clear-eyed comparison from advisors who sell none of them blindly.
Read ArticleStraight answers, no jargon. Still unsure? Our team is one call away.
No. Our advisory, comparison and claims-assistance services are free to you — we are remunerated by the insurers, just like any registered intermediary. What you get in return is honest, market-wide guidance instead of a single company's sales pitch.
All of them for individuals and businesses — health, mediclaim, medical, maternity, life, motor, travel, home and business insurance. Because we work with 18+ insurers, we compare the whole market and recommend what genuinely fits you.
Talk to us for 15 minutes. We assess your family, assets, liabilities and existing covers, then shortlist 3–4 plans with a transparent side-by-side comparison of premiums, exclusions and claim-settlement records. You decide with full clarity.
Yes — that is the heart of what we do. Our in-house claims desk coordinates hospitals, surveyors and insurers on your behalf and follows the file until settlement. One call to us replaces hours of chasing helplines.
Online portals sell you a policy and disappear. We advise before the sale, review your cover free every year, and fight your claim when it matters. Twenty-two years and 9,200+ clients later, most of our business still comes from referrals.
Get a free, no-obligation consultation with a certified advisor. We compare, you decide.
Share a few details and a certified advisor will call you back within one working hour — with honest comparisons, not sales pressure.
505, 5th Floor, Mansarover Building, Nehru Place, New Delhi – 110019
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